Auto Finance Department in Spokane

Findlay Toyota Spokane takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Findlay Toyota Spokane Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Findlay Toyota Spokane can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Finance a New Toyota in Spokane With a Car Loan from Larry H. Miller Toyota

Let Larry H. Miller Toyota help you with your greater Spokane, Coeur D'Alene, Tri Cities and Spokane Valley car loan needs. We have a large auto financing provider network, and we specialize in bad credit and high risk auto loans. If you have bad credit, we can help you! We offer quick approvals and low rates! If you have been thinking about getting a new Toyota or used car in the Spokane area, we can help you do it quickly and easily.

Simply fill out our online car loan and financing application form to get the auto financing process started right away. There's no obligation to buy today, so do it now while you are thinking about it.

Once you are pre-approved, come in to our dealership, located at 1128 W 3rd Ave. Please feel free to give us a call or contact us online any time.

Finance a New Toyota in Spokane
Retail Financing Department

Call our Retail Financing Department at 877-413-5871 or apply for financing online now. Visit us in person by coming to our finance department at 1128 West 3rd Avenue in Spokane.

Bad Credit?  Bankruptcy?  No Problem. 

We can also help students with no credit history or those who have hit a rough spot and now have credit problems.


We can customize a car loan program to your needs.  Visit our Special Financing page to learn how you can OPEN THE DOOR to your future GOOD CREDIT.


Call our Special Financing Hotline:  Call 877-413-5871 and ask for Luis Castilla or visit us in person by coming to 1128 West 3rd Avenue in Spokane

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Finance Process at Larry H. Miller Downtown Toyota Spokane

Let Larry H. Miller Downtown Toyota help you with your Spokane car loan or Toyota lease needs. We have a large auto financing provider network and we specialize in bad credit and high risk auto loans. If you have bad credit we can help you.  We offer quick approvals and low rates.  If you have been thinking about getting a new Toyota or used car in the  Pullman, Colville and Coeur d' Alene, ID area we can help you do it quickly and easily.

Simply fill out our online car loan and financing application form to get the auto financing process started right away. There's no obligation to buy today, so do it now while you are thinking about it.

Once you are pre-approved, come in to our dealership. Please feel free to give us a call or contact us online any time.

  1. Findlay Toyota Spokane

    1128 W. 3rd Ave
    Spokane, WA 99201

    • Sales: 509-455-8770
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Get in Touch

  • Contact our Sales Department at: 509-455-8770
  • Monday9AM - 7PM
  • Tuesday9AM - 7PM
  • Wednesday9AM - 7PM
  • Thursday9AM - 7PM
  • Friday9AM - 7PM
  • Saturday9AM - 7PM
  • Sunday10AM - 5PM