All you need to provide and drive away in a car today!

  1. Current Utility Bill, Phone Bill
  2. Valid Driver's Licenses or ID Cards for all Applicants
  3. Proof of income
*Proof of Income for ALL Applicants: (Bring all that apply- 2 Months Pay stubs, SSI Award letters, Disability Awards, L.E.S, Retirement Plans, W2's, Self Employed-1099's, 3 months most recent bank statements, and/or last 2 years tax returns)   

Our goal is to get the lowest interest rate for your situation!

Why Choose Findlay Auto Credit?Get a special finance auto loan through LHM Auto Credit

We specialize in:
  • Open Chapter 7 & 13 bankruptcies
  • Discharged bankruptcies, and multiple bankruptcies
  • Foreclosures
  • Repossessions
  • Collections 

Whether it's due to medical billsdivorcejob loss, or financial hardship, we can help.

We work with people who have no previous credit, good, fair, or even bad credit history

Our longstanding relationships with many lenders allows us to offer you the lowest rates, best quality vehicles and more financing options. 

We will have a member of the credit team contact you that same business day. If you are more comfortable contacting a team member directly, please call us at (509) 455-8776.

  • No one understands your situation better than us.
  • We will take the time to explain your options
  • Answer any questions that you may have.
We also offer financing options with minimum to no money down, called the Rate Reduction Program. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.

The Findlay Auto Credit Fast Track to Building a Better Credit Future

  1. Interest Rates as low as 7.99% 
  2. Re-establish with a reputable lender prior to discharge
  3. Newer car with lower miles to put you immediately in a better position
  4. Specialized Lending with little to no money down
  5. Free Evaluation on your Auto Loan position before re-affirmation of current vehicle


  • Monday 9AM - 7PM
  • Tuesday 9AM - 7PM
  • Wednesday 9AM - 7PM
  • Thursday 9AM - 7PM
  • Friday 9AM - 7PM
  • Saturday 9AM - 7PM
  • Sunday 10AM - 5 PM
  1. Findlay Toyota Spokane

    1128 W. 3rd Ave
    Spokane, WA 99201

    • Sales: 509-455-8776
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